AFLAC Group Critical Illness Plan

According to the American Cancer Society, more than 1.6 million Americans will be diagnosed with cancer this year. According to the Heart Foundation, an American suffers from a heart attack every 34 seconds. Do you still think it won’t happen to you or a family member? As a law enforcement professional, you are at an increased risk due to your occupational duties and job-related stress.

Beating a critical illness can be tough enough, but it’s tougher when the bills start to add up. As anyone who has had one of these critical illnesses knows, $10,000, $20,000 or even $30,000 would have helped their family during their recovery. If given the option, the answer would be an emphatic “YES!”

Aflac Group Critical Illness Insurance has helped many SDCPOA members to recuperate without added stress and anxiety about finances. That is because the plan’s benefits can be used to help cover medical expenses (those that major medical insurance does not cover), living expenses, and the hidden costs of illness—travel, lodging, miscellaneous out-of-pocket expenses, airfare for family members, and even missed time at work. Aflac Group Critical Illness Coverage helps alleviate the financial stressors that can hamper a healthy recovery.

The Group Critical Illness Plan works by combining Aflac’s traditional cancer coverage with other Aflac plans in order to create one great benefit. This plan offers $200 for mammograms, $50 for other health screenings (every calendar year), and provides a lump-sum payment ($10,000, $20,000, or $30,000) upon the diagnosis of each covered illness, including cancer, heart attack, heart surgery, stroke, renal failure, and more.

Consider this:

A person in their 40s who does not use tobacco would only pay $9.12 per pay period, or $237/yr. If that person has a mammogram and a cholesterol test, she would receive $250 in covered benefits each year, which would pay for the plan and is something she would do anyway.

Guaranteed Issue:

The Critical Illness plan is guaranteed to issue up to $20,000 for full members and their spouses. As long as you are able to work and have health insurance, you are eligible to enroll in this great plan without a physical or the need to answer any medical questions. You may elect for $30,000 in coverage; however, in this case you will be required to answer a few medical questions.

What are current policyholders saying?

“I am so glad I signed up for Aflac! Ten months later I needed to make a claim. I was surprised at how easy it was, and I was very pleased at the amount of money I received just two weeks after I submitted my claim. I highly recommend Aflac!”

—Lynn Rodriquez, JPC

When can I sign up?

The Group Aflac enrollment web site opens Thursday, Sept. 15 and closes Oct. 30. Full SDCPOA members and associates can sign up online at www.Aflac.com/SDCPOA or by contacting Will Stover directly at 619-535-7240.

How do I get more information on the rates and plan options?

All plan information is available at www.Aflac.com/SDCPOA. In addition to the website, an Aflac benefit specialist will be visiting various work locations in order to answer questions, provide plan details and rates, and to assist with enrollment and claims. Please visit the SDCPOA website to see the complete list of benefit visit locations and times. To set up a meeting with a benefit specialist, or to get more information on rates and plan options, please contact Will Stover at wstover@integratedlabor.com or 619-535-7240.