What is Aflac Group Accident Insurance?

The 2011 National Safety Council reported that 38.9 million people (about 1 out of 8 Americans) sought medical treatment for an injury in 2009. As a Probation Officer you are more likely than the average American to get injured. Nobody plans to be in an accident, but when it happens, Aflac Group Accident Insurance pays members directly. The plan pays benefits that can be used toward medical expenses that major medical insurance was never intended to cover or to pay your everyday bills, like your rent or mortgage, utilities and groceries.

Aflac Accident Insurance pays benefits for injuries that happen both on and off the job. Accidental injuries that you seek treatment for (including but not limited to work-related injuries, motorcycle or car accident injuries and sports- related injuries) may qualify for a claim. Whether you suffer a fracture, torn ligament, dislocation or even cuts and burns, this plan will provide benefits whether or not you miss work. An accidental death benefit (up to $100,000) and a wellness benefit ($60 for routine exams, paid once per year, per covered person, starting the 13 month) are also included.

Many members have used these cash benefits to afford time off in order to be with an injured child or spouse. Other members utilized the money to afford to take a few ectra days off, or to recoup medical expenses not covered by their major health insurance. However, you want to spend the money is up to you. Aflac can even deposit the benefits directly into your bank account.

CONSIDER THIS: You are working out or training, when you slip, fall, or drop something heavy and break your foot. If you have the Group Accident plan, you would receive the following: $125 for the ER visit, $2,250 fracture benefit, $100 for crutches, and even more for PT and follow-up visits. That is more than $2,250 that would be paid directly to you!

What are current policyholders saying?

I‘m very glad that I signed up for AFLAC.  I have kids in sports and I’m also an active adult.  In November 2015, I broke my leg playing flag football.  I contacted Will and informed him of my injury.  I provided him with some documentation and he also contacted Kaiser for additional records.  The process was very easy and I received a fair amount of financial compensation for the injury.  I would highly recommend this plan to anyone who has kids and/or is an active adult.  The monthly cost in minimal compared to the possible benefits.  Hopefully you won’t need it, but the peace of mind is nice!

Senior Probation Officer Brandi Babcock – East County PRCS

When can I sign up?

The Group Aflac enrollment website opens Thursday, Sept 15th and closes Oct. 30th. Full SDCPOA members and Associates can sign up online at www.Aflac.com/SDCPOA or by contacting Will Stover directly.

How do I get more information on the rates and plan options?

All plan information is available at www.Aflac.com/SDCPOA . In addition to the website, an Aflac Benefit Specialist will be visiting various work locations in order to answer questions, provide plan details and rates, as well as assist with enrollment and claims. Please visit the SDCPOA website to see the complete list of benefit visit locations and times. To set up a meeting with a benefit specialist, or to get more information on rates and plan options, please contact Will Stover at wstover@integratedlabor.com or 619-535-7240.